Why is counseling so expensive? Counseling can be prohibitively expensive. I get it. Counseling is an expensive investment in yourself and your future. Although it comes with some sacrifice of time, effort, and finances, it is a sacrifice that is well worth it.
There are a couple of key reasons why counselors charge their hourly rate. First and foremost, counselors limit how many clients they see to an average of 15 - 20 clients per week. Each client brings with them very important, tender, and sacred stories and details of their lives. I have to limit the number of clients I see so I can really hear you and remember the things you tell me. Counseling is much better for you if you have the experience of sitting with someone who can listen and care for you well. When you come to counseling, the best outcome happens when you form an authentic relationship with your counselor, which can only happen by limiting the amount of clients I see.
Health insurance covering your counseling is not a great deal. Here are some things to consider: (1) your health insurance limits the number of sessions they will cover, and (2) require your counselor to diagnose you to continue to cover sessions. (3) This diagnosis is a part of your permanent mental health record. (4) Most health insurance agencies will limit the exact counselor you may see to who is on their provider list. For all of these reasons, it can often make using your health insurance to pay for counseling not a good deal for you.